Fee Schedule Loan Rates Certificates/Share Rates

Effective as of: 4/4/2014
 
The FACT Act
LOANS
*Rates are subject to change without notice. Please contact the credit union to get current
*A penalty is imposed for early withdrawal on Certificates of Deposit
 
Share and CD Secured Loans
TermDividend Paid plus
24 Months1.50% APR*
36 Months2.00% APR*
48 Months2.50% APR*
60 Months3.00% APR*
*Rate is based on current dividend being paid on Share Certificates of Deposit and Loan term requested.
 
New and Used Motor Homes
TermAPR
36 months3.75% APR*
48 months4.00% APR*
54 months4.25% APR*
60 months4.25% APR*
72 months4.75% APR*
84 months6.25% APR*
120 months6.25% APR*
 
New Vehicles*
TermAPR
36 months3.00% APR**
48 months3.25% APR**
60 months3.50% APR**
72 months4.00% APR**
84 months4.50% APR**
*(100% sticker price)
**Annual Percentage Rates May be as low as (see footnote below)
 
Used Vehicles
2012-2013 YR /RetailTermAPR
36 months3.00% APR*
48 months3.25% APR*
54 months3.50% APR*
60 months3.50% APR*
Used Vehicles
2010-2011 YR /RetailTermAPR
36 months3.00% APR*
48 months3.25% APR*
54 months3.50% APR*
Used Vehicles
2008-2009 YR /RetailTermAPR
36 months3.00% APR*
48 months3.25% APR*
Used Vehicles
2007-Older /RetailTermAPR
36 months3.00% APR*
* All licensed new auto loans are considered on an individual basis. Rates may vary based upon individual credit worthiness.
*Annual Percentage Rates May be as low as (see footnote below)
 
Licensed Motorcycles, Boat, Boat Trailer, Travel Trailers and Truck CamperSEE NEW AND USED VEHICLE RATES AND TERMS
New ATV's/Unlicensed Motorcycles
*Annual Percentage Rates May be as low as (see footnote below)
 
Used ATV's/Unlicensed MotorcyclesSEE NEW AND USED VEHICLE RATES AND TERMS
*Annual Percentage Rates May be as low as (see footnote below)
 
Farm and Lawn Equipment
New - (100% retail)60 Months3.50%
120 Months6.00%
Used60 Months3.50%
120 Months6.00%
Personal Loans36 months7.00% APR*
Maximum $7,500.0048 months8.00% APR*
60 months9.00% APR*
* All personal loans are considered on an individual basis. Rates may vary based upon individual credit worthiness.
*Annual Percentage Rates May be as low as (see footnote below)
 
Temporary Notes
Loan amount and rate are based on credit worthiness and whether secured or unsecured.
Visa Credit Card10.50% APR*